Scotiabank Gold American Express Card

Issuer welcome bonus

Up to 50,000 Scene+ points

Welcome requirements

30,000 points after $2,000 within 3 months; 20,000 after $7,500 within 12 months. Apply by November 1, 2026.

Ongoing earn rates

6 points/$1: participating Sobeys, Safeway, FreshCo and Foodland stores. 5 points/$1: eligible dining, other groceries, food delivery and Canadian entertainment. 3 points/$1: eligible Canadian gas, daily transit and selected streaming. 1 point/$1: other purchases. Up to 4 points/$1 on eligible Scene+ Travel bookings; confirm category and stacking rules.

Fees & eligibility

Annual card fee
$120
Additional card fee
$29
Minimum personal income
$12,000
Minimum household income
Not published
Credit score
660
Purchase interest rate
21.99%
Balance transfer rate
22.99%
Cash advance rate
22.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

Scotiabank Gold American Express Card

Up to 50,000 Scene+ points

About this card

Explore Scotiabank Gold American Express Card from Scotiabank. Compare this rewards card, review eligibility and check application availability with Card Turbo.

Scotiabank Gold American Express Card is a rewards card from Scotiabank. 6 points/$1: participating Sobeys, Safeway, FreshCo and Foodland stores.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.

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