Introductory offer

0.99% balance-transfer interest for 9 months

Introductory conditions

2% transfer fee; then 22.99%. Offer ends January 3, 2027.

Ongoing earn rates

2% cash back: eligible groceries, drugstores, food delivery/subscriptions, gas, EV charging, transit, rideshare and recurring bills/subscriptions. 1% cash back: other eligible purchases.

Fees & eligibility

Annual card fee

$39

Additional card fee

$15

Minimum personal income

$12,000

Minimum household income

Not published

Credit score

660

Purchase interest rate

20.99%

Balance transfer rate

22.99%

Cash advance rate

22.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

Scotia Momentum Visa Card

0.99% balance-transfer interest for 9 months

About this card

Explore Scotia Momentum Visa Card from Scotiabank. Compare this cash back card, review eligibility and check application availability with Card Turbo.

Scotia Momentum Visa Card is a cash back card from Scotiabank. 2% cash back: eligible groceries, drugstores, food delivery/subscriptions, gas, EV charging, transit, rideshare and recurring bills/subscriptions.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.