Introductory offer

2.99% balance-transfer interest for 6 months

Introductory conditions

Then 22.99%. Offer ends October 31, 2026; confirm any transfer fee with Scotiabank.

Ongoing earn rates

3% cash back: eligible gas, restaurants, office supplies and recurring bills. 2% cash back: eligible shipping, accounting and bookkeeping. 1% cash back: other purchases.

Fees & eligibility

Annual card fee

$79

Additional card fee

$29

Minimum personal income

Not published

Minimum household income

Not published

Credit score

725

Purchase interest rate

20.99%

Balance transfer rate

22.99%

Cash advance rate

22.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

Scotia Momentum for business Visa Card

2.99% balance-transfer interest for 6 months

About this card

Explore Scotia Momentum for business Visa Card from Scotiabank. Compare this business card, review eligibility and check application availability with Card Turbo.

Scotia Momentum for business Visa Card is a business card from Scotiabank. 3% cash back: eligible gas, restaurants, office supplies and recurring bills.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.