Introductory offer

0.99% balance-transfer interest for 10 months

Introductory conditions

Apply by September 30, 2026. First-year annual fee waiver conditions apply. Transfer fee is not stated in the listing.

Ongoing earn rates

No purchase points or cash-back earning rate listed.

Fees & eligibility

Annual card fee

$20

Additional card fee

$0

Minimum personal income

Not published

Minimum household income

Not published

Credit score

660

Purchase interest rate

12.99%

Balance transfer rate

12.99%

Cash advance rate

12.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

RBC Visa Classic Low Rate Option

0.99% balance-transfer interest for 10 months

About this card

Explore RBC Visa Classic Low Rate Option from RBC. Compare this rewards card, review eligibility and check application availability with Card Turbo.

RBC Visa Classic Low Rate Option is a rewards card from RBC. No purchase points or cash-back earning rate listed.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.