Issuer welcome bonus

$100 welcome bonus

Welcome requirements

Spend $1,500 within 3 months. First-year fee waived. Apply by October 12, 2026; secured cards excluded.

Ongoing earn rates

5% cash back: groceries up to $1,000/month; 1% thereafter. 4% cash back: recurring payments up to $500/month; 1% thereafter. 3% cash back: gas and EV charging up to $1,000/month; 1% thereafter. 1% cash back: other purchases.

Reward notes

Additional partner offers advertise up to 15% cash back; merchant-specific conditions apply.

Fees & eligibility

Annual card fee

$149

Additional card fee

$49

Minimum personal income

$80,000

Minimum household income

$150,000

Credit score

700

Purchase interest rate

19.99%

Balance transfer rate

Not published

Cash advance rate

22.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

Neo World Elite Mastercard - Gas and Grocery

$100 welcome bonus

About this card

Explore Neo World Elite Mastercard - Gas and Grocery from Neo. Compare this rewards card, review eligibility and check application availability with Card Turbo.

Neo World Elite Mastercard - Gas and Grocery is a rewards card from Neo. 5% cash back: groceries up to $1,000/month; 1% thereafter.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.