Issuer welcome bonus

Up to 6,000 Adapta points

Welcome requirements

3,000 points on first purchase; 3,000 after $1,000 during the first 4 monthly statements.

Ongoing earn rates

1.5 points/$1: your top three spending categories each month. 2 points/$1: eligible travel through CIBC by Expedia. 1 point/$1: other purchases.

Reward notes

Redemption value varies: the listing shows 1,500 points for a $10 card credit, or 1,200 points for $10 toward selected CIBC financial products.

Fees & eligibility

Annual card fee

$0

Additional card fee

$0

Minimum personal income

Not published

Minimum household income

$15,000

Credit score

640

Purchase interest rate

21.99%

Balance transfer rate

22.99%

Cash advance rate

22.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

CIBC Adapta Mastercard

Up to 6,000 Adapta points

About this card

Explore CIBC Adapta Mastercard from CIBC. Compare this rewards card, review eligibility and check application availability with Card Turbo.

CIBC Adapta Mastercard is a rewards card from CIBC. 1.5 points/$1: your top three spending categories each month.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.