Issuer welcome bonus

Up to 15,000 Membership Rewards points

Welcome requirements

1,250 points for each of the first 12 monthly billing periods with $750 in net purchases.

Ongoing earn rates

5 points/$1: eligible Canadian food, drinks and groceries; spending cap applies. 3 points/$1: eligible Canadian streaming subscriptions. 2 points/$1: eligible Canadian gas, transit and rideshares. 1 point/$1: other purchases. 1 additional point/$1: eligible hotel and car-rental bookings through Amex Travel Online.

Reward notes

The listing does not state the food-category spending cap. Confirm the cap and exclusions with American Express.

Fees & eligibility

Annual card fee

$191.88/year ($15.99/month outside Quebec)

Additional card fee

$0

Minimum personal income

Not published

Minimum household income

Not published

Credit score

Not published

Purchase interest rate

21.99%

Balance transfer rate

Not published

Cash advance rate

21.99%

Reward timing

Rewards require issuer verification and funding. Timing depends on the offer conditions.

Payout processing is confirmed with your chosen payment method.

American Express Cobalt Card

Up to 15,000 Membership Rewards points

About this card

Explore American Express Cobalt Card from American Express. Compare this rewards card, review eligibility and check application availability with Card Turbo.

American Express Cobalt Card is a rewards card from American Express. 5 points/$1: eligible Canadian food, drinks and groceries; spending cap applies.

Before you apply

Issuer approval, eligibility rules and offer conditions apply. Welcome bonuses may require spending milestones and continued card membership. Confirm current terms directly with the issuer. Any Card Turbo approval reward is separate and requires eligible tracking, verification and funding. Draft offers cannot be applied for.